Quirk Accident & Injury Attorneys, APC, protects injured victims in Thousand Oaks Accidents. That protection may be even more important if you are in an accident caused by an uninsured driver. Fortunately, victims can still secure injury support even if the at-fault driver isn’t covered. Our car accident lawyers offer a free case consultation to all victims in Ventura County. These consultations are confidential and come with no obligation. Contact our office to schedule a case review as soon as possible.
Can I Seek Injury Support If an Uninsured Driver Caused My Car Crash?
You can seek injury support if you are struck by an uninsured driver. You would be able to file an injury claim with your own auto insurance provider. The financial help would come from your uninsured motorist coverage.
Getting struck by a careless driver on a busy Thousand Oaks route like Moorpark Road can be frightening. But if you find out the motorist doesn’t carry car insurance, a crash can also end up causing a lot of frustration. You’ll be worried about the damage to your car and the injuries you suffer and you’ll probably wonder who will pay for your recovery costs.
Unfortunately, California and Ventura County have too many uninsured motorists on the road. Luckily, most people have uninsured/underinsured motorist coverage for this type of situation. California doesn’t require that drivers carry uninsured/underinsured policies, but it’s generally included unless policyholders ask for it to be taken off. They must sign off on removing this important coverage.
Do I Need a Lawyer After a Collision Caused by an Uninsured Driver?
If you suffer a serious injury in an accident involving an uninsured driver, you may be left with your car repair bills and healthcare costs to pay alone. If this is the case, you could file an uninsured driver claim with your auto insurance provider.
This is a great protection to be able to rely on, but you should be aware of some pitfalls of depending on your own insurance company. Your provider won’t always treat you like family. Just like insurance adjusters for other drivers, your own insurance agents can try to limit the support you receive. They may try to downplay your injuries or use the fine print on an insurance contract to deny coverage.
This is when a skilled Thousand Oaks car accident lawyer can make a real difference in the outcome of your case. Your lawyer would document every physical and economic hardship you’d been through and make sure the insurance company supported you to cover it all. This is critical to your recovery and allows you to get back to your normal life the way it was before the accident.
Can I Sue an Uninsured Driver After an Accident?
You may consider suing a thoughtless uninsured driver for the harm and losses they’ve caused you. But a lawsuit filed against an insured motorist is rarely a good idea.
A driver who can’t afford to pay insurance premiums will rarely have enough assets to make it worth seeking support through a lawsuit. You may receive a judgment in a trial victory that would pay all of your hospital bills, but getting all of that money will probably be unlikely.
The driver may not have the savings or property to help you pay for recovery. Then you’ve also spent money to go to trial and likely have lost that too. Your car accident lawyer can help you decide if your car accident case is worth taking to trial.
Compensation Available in an Uninsured Motorist Claim
If you do seek financial support from your own insurance provider, you’ll be hoping to get the funds to pay every doctor bill, hospital invoice, and physical therapy fee.
Your lawyer would also demand these and other damages through an uninsured motorist policy:
- Past medical bills and medical bills reasonably expected to be incurred in the future.
- Lost income and benefits while victims are out of work.
- Pain and suffering support for the physical pain and emotional trauma experienced.
- Car repair costs.
- Help with funeral costs when a loved one is killed in a tragic accident involving an uninsured driver.
Contact a Thousand Oaks Uninsured Driver Car Accident Lawyer
If you or a loved one are struck by an uninsured driver, don’t trust your own insurance company to provide you with all of the support you need automatically. Your lawyer may have to apply pressure to your insurer to get them to give you the compensation you need to rebuild your life.
Schedule a free case review with a Thousand Oaks Car Accident Lawyer here at Quirk Accident & Injury Attorneys, APC. We can talk about what happened, how it happened, and how it has affected you or your loved one. After that, we will go over all of the legal options available to you and your family.
It’s the easiest way to find out how much your case is worth and how to fight back when insurance companies try to devalue your pain and hardships. If you need our help getting the most out of your injury claim, you won’t need to bring any money with you. We don’t get paid unless we win your case. Then, our fee comes out of the settlement money you are awarded.