A medical lien becomes a beneficial option for injury care in some personal injury cases. It’s when you receive treatment from a doctor who agrees to accept payment later after you’ve received a personal injury settlement from an at-fault party. This doctor may be someone suggested by your personal injury attorney.
It’s a way to get treatment without having to go through your health insurance, wait for approval, and be charged immediately. It’s not right for every personal injury victim, but receiving healthcare through a lien agreement can help some people hang on financially while they wait for compensation for their medical bills.
A Medical Lien to Help Thousand Oaks Personal Injury Victims Stay Afloat While Awaiting Financial Compensation
Victims may have been hurt in a major traffic collision along Highway 101. They may have broken a bone in a fall at a supermarket or at their apartment complex. When another driver or a business owner is to blame, injured victims can seek recovery help from the at-fault party’s insurance providers.
Unfortunately, this money doesn’t always arrive quickly enough. Victims often get desperate because they have medical bills arriving in the mailbox while losing out on paychecks until they can return to work. They’ll fall behind on normal monthly bills, too, like the rent or car payments.
Sometimes, paying massive medical bills or just the co-pays is out of the question. Reputable lawyers are often in touch with a network of doctors who are known to work under a lien agreement. It’s like an IOU.
The doctor understands that you are likely to get reimbursed for your medical expenses once a claim is settled. Medical professionals agree to put off payment but are promised a share of the accident settlement when the check arrives.
This can be beneficial for accident victims for several reasons:
- Victims don’t have to wait for medical approval from an insurance company to get much-needed medical procedures.
- Victims don’t have to wait in line to see an in-network doctor.
- Victims without insurance can get the best medical care available without being bankrupted by immediate hospital invoices.
- Victims focus on paying their normal bills and supporting their families without having to worry about medical bills.
You may have great health insurance that covers your care without a lot of hassle, but beware. If you receive a car insurance settlement, health insurers will want to be reimbursed for the medical costs they’ve paid. You won’t be able to keep that money.
Getting medical attention under a lien won’t help in every situation. To determine your best option, you should speak to a reputable Thousand Oaks Car Accident Lawyer.
Trust a Thousand Oaks Lawyer with Your Personal Injury Case
If you or a loved one are seriously hurt in an accident, and someone else is to blame, speak to Quirk Accident & Injury Attorneys, APC. We offer a free consultation to all Thousand Oaks and Ventura County victims. It’s a way to stay informed of the benefits an insurance company won’t tell you about.
If we can help you earn more for your recovery costs, you won’t need any money to hire our Thousand Oaks attorneys. We don’t get paid unless we win your case for you. Then, our fee is paid out of the settlement you receive.
Please check out our answers to other frequently asked questions from Thousand Oaks car accident victims.