A letter of representation is a formal way to let an insurance company know that you’re being represented by our lawyers. Like our video points out, it’s a way of saying that you’ve hired a lawyer and the insurance company–or someone else that’s responsible for your injuries–needs to communicate with them.
Why Would You Need a Letter of Representation?
One of the first things we do after you sign our attorney-client agreement is to send out a letter of representation to whichever insurance company you’re dealing with. As mentioned, it’s a way of telling the insurance company that they have to deal with us and should no longer contact you directly. That takes the burden off your shoulders, but there’s a number of other reasons why you need this letter:
- Protecting you – Insurance adjusters are trained to get information that could hurt your claim. Once our lawyers step in with a letter of representation, the insurance company and their reps can’t keep calling or pressuring you.
- Making things smoother – A letter of representation makes the claims process more professional by signalling that you’re serious and not going to be pushed into a lowball offer.
- Starting the claims process – A letter of representation officially starts the claims process. The letter lays out basic details of the case–like who’s representing you, what happened, and what type of claim is being made.
- Control – A letter of representation gives our lawyers control of the situation. With it sent, we can then start gathering evidence, handling all communication with insurance companies, and negotiating for a fair settlement.
The biggest positive of a letter of representation is that it shifts the burden of responsibility to our team so you’re not facing the entire process–and insurance company–by yourself. With that, you can focus on what’s important: getting better.
What Can You Get in a Car Accident Claim?
The whole reason for even filing a claim after a car accident in the first place is to recover “damages.” This is just the legal word for the money that’s made available to you because someone else is at-fault. That person’s insurance company is the one that’s responsible for actually paying you, and they’ll do whatever they can to devalue your claim.
That’s why it’s so important to work with our team, so you can get the most financial support possible for your:
- Medical expenses and ongoing care needs
- Lost income from missed work or lost earning potential if you can’t work anymore
- Repair/replacement costs for your car and other damaged property
- Costs relating to your physical pain, emotional distress, and mental anguish
- Costs associated with your reduced quality of life because of the accident
You don’t have to get a lawyer after a car accident in Thousand Oaks–but having one makes the process much easier. Dealing with the insurance company is one of the worst parts of the car accident process, but working with our team at Quirk Accident and Injury Attorneys can let you focus on getting better and back to normal. Contact us today to set up a free consultation.